Industries
Client insurance requirements for staffing firms
A staffing firm's employees work at the client's site, under the client's direction. So the client's staffing agreement spells out who insures what, usually in detail.
Upload the agreement and any insurance exhibit to see every insurance requirement and the page it came from.
Staffing is reviewed by an underwriter
Staffing is not one of the trades our application lists. An underwriter reviews it before any insurance carrier quotes. We tell you up front whether our carriers can quote that kind of work and how long it takes. If they cannot, we say so.
The checker needs no account. Upload a document, answer four short questions, and get a requirements checklist as a PDF, what is missing, and price ranges. The price ranges are estimates, not quotes.
We keep you compliant with every client that requires insurance.
We do it by reading each client's documents, comparing them with your policies, tracking what is due, reminding you before a review, and sending updated certificates.
Whether a client accepts you as a vendor depends on the coverage you buy and on the client's own review.
What clients usually ask for
Clients commonly ask staffing firms for:
- Workers' compensation and employer's liability
- For the workers you place. Many clients ask for an alternate employer endorsement that names them.
- General liability
- With the client named as an additional insured.
- Professional liability
- Also called errors and omissions. Many staffing agreements ask for it.
- Employee theft coverage
- Many agreements ask for coverage that applies to the client's property.
- Employment practices liability
- Some clients ask for it.
- Commercial auto liability
- When the workers you place will drive.
- Umbrella or excess liability
- When the client wants higher limits.
These are common examples, not a list of what your client requires. Your client's own documents decide. Upload them and we list what they actually say.
How it works
Step 1
Upload what your client sent you
The master service agreement, vendor packet, supplier manual or insurance exhibit. Use the checker without an account, or add the client in your account to keep everything in one place.
Step 2
AI lists every requirement, with its page
You get each insurance requirement in the documents and the page it came from, so you can check it yourself. A licensed producer reviews the list.
Step 3
See what you meet and what is missing
Each requirement is compared with your current policies and marked met, not met or unclear. For each gap you see priced options to close it. The prices are estimates, and a licensed producer reviews them.
Step 4
Stay current with each client
What you save for a client sets what that client's certificate of insurance says. Updated certificates go out automatically when your policies renew, and you get a reminder before the client's annual re-approval.
What you get
Every requirement, with its page
A list of each insurance requirement in your client's documents and the page it came from.
Met, not met or unclear
Each requirement compared with the policies you have now.
Priced options for the gaps
What it may cost to close each gap. These are estimates, not quotes, and a licensed producer reviews them.
Certificates that follow the requirements
What you save for a client sets what that client's certificate of insurance says. A certificate only shows wording your policy has. Updated certificates go out automatically at renewal.
A compliance package in one click
Your certificate, endorsements, W-9, safety documents and EMR letter for a client, put together in one step.
Reminders and a checklist
A reminder before each client's annual re-approval, and a document checklist for each vendor platform. You update the platform status yourself. We do not log in to, read from, or submit to vendor platforms.
Common questions
Can you insure a staffing firm?
Maybe. Staffing is reviewed by an underwriter, and it depends on the kinds of jobs you fill and the states where you place workers. We tell you up front whether our carriers can quote that kind of work and how long it takes. We can only offer coverage from carriers we are appointed with in your state.
My client wants to be an alternate employer on my workers' compensation policy. What does that mean?
It is an endorsement some staffing agreements ask for. It names the client on your workers' compensation policy for the workers you place with them. If your agreement asks for it, the list shows it with its page, and a licensed producer can explain how it works on your policy.
Can I use the checker for a staffing agreement?
Yes. The checker needs no account. It reads the agreement and gives you a requirements checklist as a PDF.
Start with one document
Upload what your client sent you. The checker lists every insurance requirement it finds, with the page it came from, and shows what is missing.
AI reads the documents and a licensed producer reviews the results. Everything is marked pending review until then. Costs shown are estimates, not quotes. Coverage advice comes from a licensed producer, not from the AI.